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Can You Actually Afford That Business Loan? Here’s What Banks Are Looking At

Can You Actually Afford That Business Loan? Here’s What Banks Are Looking At

by J.R. Martin & Associates | Feb 22, 2026 | Blog, Cash Flow Management

You need funding to grow your business. Maybe you’re expanding to a new location, purchasing equipment, or investing in inventory for a busy season. You’ve found the perfect loan, filled out the application, and now you’re waiting to hear back. But...
Is Your Business Facing a Cash Flow Crisis? Here’s What to Do Before Making Any Drastic Decisions

Is Your Business Facing a Cash Flow Crisis? Here’s What to Do Before Making Any Drastic Decisions

by J.R. Martin & Associates | Nov 25, 2025 | Cash Flow Management

Cash flow problems can feel like a punch to the gut. One day your business seems fine, and the next, you’re staring at unpaid bills wondering how you got here. Before cutting expenses or making panic decisions, take a deep breath. The key to solving any cash flow...
Did the IRS Just Give Your Business Back Its Cash Flow? What the R&D Expense Rule Reversal Means for You

Did the IRS Just Give Your Business Back Its Cash Flow? What the R&D Expense Rule Reversal Means for You

by J.R. Martin & Associates | Nov 13, 2025 | Cash Flow Management

If you run a business that invests in research and development, 2022 probably felt like a punch in the gut. That’s the year the IRS changed the rules and forced you to spread out your R&D expense deductions over five years instead of taking them all at once. For...
Where’s All the Money Going? How Hidden Expense Drivers Are Quietly Killing Your Business Profits

Where’s All the Money Going? How Hidden Expense Drivers Are Quietly Killing Your Business Profits

by J.R. Martin & Associates | Jul 7, 2025 | Cash Flow Management

You’re bringing in decent revenue. Your sales numbers look good on paper. But at the end of the month, there’s barely anything left in your business account. Sound familiar? If you’re wondering where all your hard-earned money is disappearing, the answer might be...

Latest News

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  • Thinking of Starting a Business With Someone? Here’s the Tax Truth About Partnerships.

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Redding, CA 96002
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